diff --git a/api/api.go b/api/api.go
index d894469..f5cb51b 100644
--- a/api/api.go
+++ b/api/api.go
@@ -32,8 +32,9 @@ type TxpoolTransactionsResponse struct {
 
 // WalletBalanceResponse is the response type for /wallets/:name/balance.
 type WalletBalanceResponse struct {
-	Siacoins types.Currency `json:"siacoins"`
-	Siafunds uint64         `json:"siafunds"`
+	Siacoins         types.Currency `json:"siacoins"`
+	ImmatureSiacoins types.Currency `json:"immatureSiacoins"`
+	Siafunds         uint64         `json:"siafunds"`
 }
 
 // WalletOutputsResponse is the response type for /wallets/:name/outputs.
diff --git a/api/server.go b/api/server.go
index 83321ea..46e770a 100644
--- a/api/server.go
+++ b/api/server.go
@@ -236,17 +236,23 @@ func (s *server) walletsBalanceHandler(jc jape.Context) {
 	if jc.Check("couldn't load outputs", err) != nil {
 		return
 	}
-	var sc types.Currency
+	height := s.cm.TipState().Index.Height
+	var sc, immature types.Currency
 	var sf uint64
 	for _, sco := range scos {
-		sc = sc.Add(sco.SiacoinOutput.Value)
+		if height >= sco.MaturityHeight {
+			sc = sc.Add(sco.SiacoinOutput.Value)
+		} else {
+			immature = immature.Add(sco.SiacoinOutput.Value)
+		}
 	}
 	for _, sfo := range sfos {
 		sf += sfo.SiafundOutput.Value
 	}
 	jc.Encode(WalletBalanceResponse{
-		Siacoins: sc,
-		Siafunds: sf,
+		Siacoins:         sc,
+		ImmatureSiacoins: immature,
+		Siafunds:         sf,
 	})
 }
 
diff --git a/cmd/walletd/main.go b/cmd/walletd/main.go
index fb03ce8..ec506c4 100644
--- a/cmd/walletd/main.go
+++ b/cmd/walletd/main.go
@@ -217,7 +217,19 @@ func main() {
 		c := initTestnetClient(apiAddr, network, seed)
 		b, err := c.Wallet("primary").Balance()
 		check("Couldn't get balance:", err)
-		fmt.Println(b.Siacoins)
+		out := fmt.Sprint(b.Siacoins)
+		if !b.ImmatureSiacoins.IsZero() {
+			out += fmt.Sprintf(" + %v immature", b.ImmatureSiacoins)
+		}
+		poolGained, poolLost := testnetTxpoolBalance(c, seed)
+		if !poolGained.IsZero() || !poolLost.IsZero() {
+			if poolGained.Cmp(poolLost) >= 0 {
+				out += fmt.Sprintf(" + %v unconfirmed", poolGained.Sub(poolLost))
+			} else {
+				out += fmt.Sprintf(" - %v unconfirmed", poolLost.Sub(poolGained))
+			}
+		}
+		fmt.Println(out)
 
 	case sendCmd:
 		if len(cmd.Args()) != 2 {
diff --git a/cmd/walletd/testnet.go b/cmd/walletd/testnet.go
index c2bda51..d19e667 100644
--- a/cmd/walletd/testnet.go
+++ b/cmd/walletd/testnet.go
@@ -316,6 +316,35 @@ func printTestnetEvents(c *api.Client, seed wallet.Seed) {
 	}
 }
 
+func testnetTxpoolBalance(c *api.Client, seed wallet.Seed) (gained, lost types.Currency) {
+	ourAddr := types.StandardUnlockHash(seed.PublicKey(0))
+	txns, v2txns, err := c.TxpoolTransactions()
+	check("Couldn't get txpool transactions:", err)
+	for _, txn := range txns {
+		if len(txn.SiacoinInputs) == 0 || len(txn.SiacoinOutputs) == 0 {
+			continue
+		}
+		sco := txn.SiacoinOutputs[0]
+		if txn.SiacoinInputs[0].UnlockConditions.UnlockHash() == ourAddr {
+			lost = lost.Add(sco.Value)
+		} else if sco.Address == ourAddr {
+			gained = gained.Add(sco.Value)
+		}
+	}
+	for _, txn := range v2txns {
+		if len(txn.SiacoinInputs) == 0 || len(txn.SiacoinOutputs) == 0 {
+			continue
+		}
+		sco := txn.SiacoinOutputs[0]
+		if txn.SiacoinInputs[0].Parent.SiacoinOutput.Address == ourAddr {
+			lost = lost.Add(sco.Value)
+		} else if sco.Address == ourAddr {
+			gained = gained.Add(sco.Value)
+		}
+	}
+	return
+}
+
 func printTestnetTxpool(c *api.Client, seed wallet.Seed) {
 	ourAddr := types.StandardUnlockHash(seed.PublicKey(0))
 	txns, v2txns, err := c.TxpoolTransactions()